How many commercials in a typical commercial break talk about what you "can do with the money you save"? They don't mean the money you've stored up in the bank. They mean the difference between the sale price and the regular price.
But how many times, when it's a big purchase, do you have that money set aside ahead of time? If you're going to buy a car, do you pay cash? Then it is money still in your pocket, and you can certainly do something else with it.
But if it's going to be in the form of a loan, it's not your money, ever. So you can't spend that 'saved' money.
Somehow, though, they've gotten us to believe that it is our money, and we can do with it as we please. I don't get it.
Josh and I are slowly changing our views on money...how to save, how to spend, how to pay off loans, and ultimately, how to be completely debt-free and wealthy. It will happen! We're learning, and we're starting to use those lessons to make progress towards both of those goals.
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Layouts I did this morning during Jasmine's long nap. Both use Holley VanDenBerg's "Jane" kit (found at Liddy's Loft) and stitching by Jan Crowley (from her "Little Black Dress" kit, found at TDC). The first is for a sketch challenge on Liddy's Loft, and the second is a picture I've loved since Josh took it almost a year ago, but somehow never thought to scrap :)
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